Time to think about the loan |
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Moreover, the missing amount today can take in one
of the banks are working with an auto show. And if the choice of vehicle each
have their own taste, then the issue of choice of the lending bank to the buyer
until the lack of experience. Motor is now increasingly offer a choice of
several creditor banks. For example, when buying in "Auto International,
it is possible to get a loan in one of five banks. Some banks offer a choice of
several car loan schemes. First, find out in which cases possible to buy a new
car with bank auto loans. Theoretically, there are only two conditions required
to obtain credit - an initial contribution, which amounts to 25-50% of the
value of the car, as well as stable and relatively high average income over the
next few years (at least twice the amount that would have given bank). For
example, when car financing is worth $ 10000 must immediately make almost $
3000 payment and the order of $ 220 pay per month for 3 years with an income of
the borrower not less than $
440
a month. For a car costing $ 22,000 will pay the first
installment of $ 6500 and just over 500 "bucks" a month and within
three years (income not less than $ 1000). But everything is so simple only in
advertising brochures. In fact, from the bank, car dealership, the brand and
model of car, partner, insurance company, the identity of the borrower depends
on many factors. First, the differences in the banks are dictated primarily by
the car dealers. Thus, Bank Aval and "INDEX" are only official
supplier of cars - such a precaution is based on reducing the risk of surgery
and is associated with some features of working together. |
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