I want to buy a car! Sooner or later, this thought comes to mind each of us, and most importantly, according to her immediately after the tail (the idea) and see where her feet grow, namely:
Why do I need a car? Ie The first and most important step - to define the purpose of use (buy) a car. Here, the main director and actor - you and only you. Only you decide what will bring into your life a new car and why you need it. Your old car just crumbled? Tired to beg her husband to mess out? Tired of crowding on the subway routes and drivers? Moved to a country house and need to get there? You have a additions to the family and must carry the baby to the clinic and grandmothers? You have a new position / salary? You just have long dreamed about the car? The reasons are many, but one goal - to choose their single best car in the world that will give you the freedom, independence, comfort and just a lot of pleasure!
I would not want to think about it, in principle, but in this case, anywhere from it no escape - the budget. Thus, the second key step in selecting the car - to determine the budget, and not just one time to buy a car, but also on its annual maintenance.
Suppose you have an amount which is sufficient for the purchase of your dream. Remember here that apart from payment of the car, we must simultaneously pay all fees and other fees amounting to about 10% of the cost of cars: registration and inspection, insurance: compulsory and voluntary civic responsibility Hull, installation of additional equipment (such as an alarm, without it you hardly agree to leave the car in the yard, etc.).
If necessary a one-off amount on hand there is no you, nor all your family and friends together, then we must think about alternative sources, such as a loan or lease.
But after, when you move out of the salon happy on the new car, you have once there is another significant cost item in your household budget - car service. This fact is also important to consider before you decide your choice, not after ... then can be painful. So, what must be considered?
1. The frequency and cost of maintenance;
2. Annual insurance;
3. Fuel costs;
4. Mandatory inspection 1 time in 2 years;
5. Season tires;
6. Other costs: cleaning, parking, supplies, and more, depending on your imagination.
So you determine what you need a car and more or less clearly know your budget, then it's time to move on to the most exciting phase - directly search cars.
In order to understand exactly what is after all just like you have to try everything or almost everything that the market offers us: to sit, touch, ride, in general, you will be an interesting journey on all motor shows in your city, and if you're staying for not buying a new car, then view the ad and meeting with vendors.
After much wailing and doubt, endless nights with nightmares of "what to take - here's the little blue little, or that the red beauty - it is more expensive, but this - wow!" Comes to you understood that it was time to make an informed and correct choice, or endless "maybe this one? Or perhaps that?" will never lead you to "Hooray!" I have my own car! "
So, you're on the verge of the most important phase, which will determine your safety, comfort, freedom and simple pleasure of driving for the next few years.
That may play a key role? Of course, if the budget dictates its own requirements and the most important criterion when buying a car - its price, then you only need to find a compromise with his bold dream of a Bently Continental GT and sign the contract under budget. But if opportunities allow, then to add other criteria, namely:
1. Security - the number of airbags, body rigidity, and sometimes the size of the car (yes, and here it may play a role). In addition, our security directly affected by the presence of cutting-edge systems against drifting / drift, giving directional stability, and other systems to help us when braking, cornering and other maneuvers. Bravely listen boastful soliloquy manager
ford dealer ship make intelligent face, and at night we ask friends to explain what all this means in human language.
2. Dimensions & Salon (again, the size - but it is important to us!). Here, as a rule, we prefer oversized or medium sized cars, thinking exclusively about the ease of parking, not about status, which demonstrates the car. In addition, if a car is needed, because the completion of your family, then it is important the presence of large luggage compartment, and vice versa, if the car is purchased to carry a favorite, and with them you are nothing heavier cosmetics and Do not carry passports, while others will be preferred - all for your personal convenience and comfort.
3. The purpose of buying a car - it is time to remember how it began, and why did you come up with this idea. If you live outside the city and the road is poor - choose among SUVs and four-wheel drive vehicles if you plan to travel to work, but it does not matter near the office with parking - suit small, nimble sedan or hatchback, and so on according to your requirements.
4. Maintenance costs - consider the fuel consumption and cost of future technical inspections, and other payments, we talked about in the second paragraph.
5. Color - of course, it is of paramount importance to all, without exception. The only difference is what you would expect from a color: practicality - if unpretentious gray suit and silver, to demonstrate their independence - red, reached the position - black or white, stand out - yellow and orange, to emphasize eye color - choose accordingly noted your exquisite taste - violets, sweet olive, coffee and milk well etc. Taste and color - it's a private matter.
6. There is an important subjective criterion that can be called as "well, it's not mine, and everything!" or "I see myself in this car." Sports coupe, convertible glamorous, reliable sedan, hatchback playful, powerful SUV, their shape, appearance, interior, dashboard - ie all that is pleasant to you personally (and not her husband, friend, colleague), and is best suited to your character, image, scope, or even a favorite dress, the hair - so little do we have the really important criteria, which complement our style and bring us a sense of harmony and pleasure?
7. Reliability. Should take into account the reliability of the car for those planning to travel much, and naturally expects that it will not waste your precious time and polbyudzheta for repairs and finding spare parts in case of breakdowns.
8. The residual value of the car. This criterion does not even take into account all the men, but because we are often impractical, and therefore it is important to consider and advise how many will lose in the price of your car in 2-4 years when you decide to sell it, and how easy it is to find him a buyer. For example, to find a client on a gray Toyota Corolla better than the bright orange Renault Symbol, although, of course, it's all very subjective.
Maybe you still have some very important points that would have cost to this list - are making. Then separate the sensible and practical from a less reasonable, but desirable. Put everything on different scales - and carefully weighed. Listen to the opinion of friends and relatives, we suggest, then forget everything - and make your own right choice. Believe me, after when you sit in his treasure, will pass the first hundreds of kilometers, you never for a moment doubt the correctness of his choice, whatever it may be!
All the most important thing to do now left the technical details. Being at the right time in the right place with all necessary documents - they'll talk.
So, to conclude a contract with a dealer you will need:
• Passport
• Identification Code
• Pre-payment or full payment depending on the conditions of supply.
At the time of receiving the car, the dealer gives you all the necessary documents for setting it on the record in MPEG. So, to register you must have:
• A copy of the passport owner of the car
• Copies of passports of all the drivers who you give the right to control (currently in registration certificate can enter only two relatives with the same surname)
• Document issued by the dealer (a letter-bill, bills, etc. - do not worry about it, because it is a complete package from the dealership)
• Temporary (transit) numbers - authorized dealer.
• Photos of the car (if you register without taking the car from the passenger compartment)
• Money is usually 3-4% of the cost of the car.
To obtain the pass inspection:
• Medical certificate
• A copy of the policy GO (OSGPO - compulsory insurance of civil liability)
If you attract the loan or lease, whereas before signing the contract with the dealer, you will need to obtain confirmation of the credit committee to grant you the funds, and conclude with a bank or leasing company, a separate contract. You must submit the following documents:
• Passport
• Identification Code
• Certificate from the employer indicating income over the past six months
• Fill out application form to the bank or leasing company
• Marriage certificate, if the states (and then you will need a notarized statement of consent of the spouse to attract credit).
• Other supporting documents, at the request of the creditor, which confirm your payment and credit quality (the presence of various assets, bank statement on cash flow or balances on deposits, credit history in other banks, etc.)
Registering a car. You can do this yourself, please contact MPEG post your registration, submit all of the documents to show the car and wait for the forensic certificate of registration. Or you can apply for services to managers Dealer (usually in each of them such services are provided), or their friends to help complete the registration process is easy and pleasant.
After receiving the certificate of registration and until the selection of the car from the passenger compartment is desirable to think about your peace and to conclude a contract of insurance CASCO. This protects your nerves and your budget in case of damage to the vehicle due to such risks as accidents, fire, natural disasters, illegal actions of third parties, or, God forbid, in case of theft or total destruction of the vehicle. Cost of insurance varies from 5 to 10% of the cost of the car, and here an important criterion when selecting an insurer is not the price of insurance, and the reliability and reputation of the insurance company. We will be ready to overpay, but sleep.
All cute girls! Remained the most recent and most welcome step - coming to auto show, attach a new state facilities, to sign the acceptance certificate of transfer from a dealer, and listen to instructions, get the keys and go ... at its newest and the best car in the world! The best is just beginning ....
